A payment gateway is an e-commerce application service provider service that authorizes payments (usually credit / debit card), for e-store, e-business, payment, online retailers. It is equal to a physical point of sale terminal located in most retail outlets. The payment gateway itself is owned by the company you choose to process your e-store payments. Payment gateways encrypt sensitive information, such as credit card numbers, to ensure that information passes securely between the customer and the merchant. A payment gateway facilitates the transfer of information between a payment portal (such as a website or IVR service) and the Front End Processor or acquiring bank.
There are number of payment gateway available today, but the most common are the conventional merchant based gateways - such as VeriSign,authorize.net, WorldPay, SecPay, and the other (could be consider as new gateway type) 'electronic money transfer' based systems such as PayPal, Nochex and Fastpay. The main difference between the two is that with the electronic money versions, account holders can send payments to each other securely via e-mail. But paypal (world-wide) and Nochex (uk only) will allow customers to pay using credit/debit cards. A lot of payment gateways also provide tools to automatically screen orders for fraud and calculate tax in real time prior to the authorization request being sent to the processor. Tools to detect fraud include geo-location, velocity pattern analysis, delivery address verification, computer finger printing technology, identity morphing detection, and basic AVS checks.
At TIS we provide payment gateway integration with you web-application, e-store that allows you to accept Payments from consumers and resellers using any Internet Payment Gateway of your choice.
The Payment Gateway solutions integrated by TIS will allow you to: start accepting international credit cards; after payment gateway integration you can sell your products online from your shop cart without any extra investment. For Customized Payment gateway integration service in ColdFusion or DotNet, feel free to contact us.
TIS also do integration of other Payment services like Paypal, phone charging, electronic checks, EFT, monthly payment systems, digital wallet, prepaid shopping, smart cards, manual credit card processing etc for your customized application, ERP software.
TIS have expert hands:
* Authorize.net Payment Gateway integration
* Verisign PayFlow Payment Gateway integration
* PayPal Payment Gateway integration
* StormPay Payment Gateway integration
* 2CheckOut Payment Gateway integration
* iBill Payment Gateway integration
* FastCharge Payment Gateway integration
* Pay-Me-Now Payment Gateway integration
* LinkPoint Payment Gateway integration
* MoneyBookers Payment Gateway integration
* BluePay Payment Gateway integration
* goMerchant Payment Gateway integration
* CC-Avenue Payment Gateway integration
* HDFC Payment Gateway integration
* ICICI Payment Gateway integration
* Axis Bank Payment Gateway integration
* SecPay Payment Gateway integration
* World Pay Payment Gateway integration
* Paypoint Payment Gateway integration